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Home > Consumer Information  How can I join a credit union?
Credit unions have members, not customers, and membership is limited to a group, or multiple groups, which share a "common bond." These common bonds are categorized as:
- Occupational - Members share an occupational (where they work) bond.
- Associational - Members share a bond through an association with a particular church, school, etc.
- Community - Members all live in a well-defined geographic area. Where they live is their bond.
If you don't belong to a credit union and would like to find one to join, think about what "bond" you may share with others and:
- Ask your boss. Your company may sponsor a credit union, or may be a select employee group (SEG) that has access to a credit union. Many employers offer direct deposit of payroll to your credit union.
- Poll your family. Does your spouse's employer sponsor a credit union? Most credit unions allow credit union members' families to join. Each credit union, however, may define "family" differently. At some, only members of your immediate family are eligible. At other credit unions, family may include extended family members, such as cousins, uncles, and aunts.
- Quiz the neighbors. Some credit unions have a "community" field of membership, serving a region defined by geography rather than by employment or some other association. Ask friends in the community if they know of a credit union you may join.
- Use Findacreditunion.com. Findacreditunion.com is a user-friendly, web-based service that links individuals or groups with credit unions they may be eligible to join. Just complete a series of simple fields such as the city, county, or zip code where you live, your employer information, religious affiliation, ethnic group or association/organization to which you belong. Click here to go to the Findacreditunion.com website.
- Browse the Mississippi Directory of Credit Unions. Click here to access the directory.
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